Pet Insurance
Our pets are family too. Explore our new Pet Insurance options!
The Importance of Pet Insurance
Help take the worry out of covering the cost of unexpected visits to the vet with your furry family members with MetLife Pet Insurance. You may be able to cover up to 90% on veterinary expenses from any licensed veterinarian, specialist or emergency clinic in the U.S.
Enrollment
An Easy 3-Step Process. Enroll Now!
Associates can only enroll by visiting the link above and selecting Bomnin as employer.
Tell us about your pet.
Pet species, pet gender, age, breed and location.
Choose the coverage that is right for you and your pet.
Complete enrollment.
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A small monthly payment can help take the stress out of paying vet expenses down the road.
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Average annual cost for a routine vet visit is $212 for a dog and $160 for a cat; and average annual cost for surgical vet visit is $426 for a dog and $214 for a cat.
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24% of pet parents have credit card or personal loan debt to cover pet health and vet costs.
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More than 6 in 10 pet owners said their pet has had an emergency medical expense.
Want to talk to one of our Pet Advocates?
Monday through Friday, 8am – 9pm
Saturday through Sunday, 10am – 7pm
Key Features
MetLife Pet Insurance offers straightforward pricing, group discounts, customizable limits, deductible savings, and a hassle-free claims process. Their quick 3-step enrollment process and supportive team of pet professionals are here to help.
No breed exclusions.
No upper age limits.
No initial exam or previous vet records needed to enroll.
No per-incident or lifetime limits.
Group discounts and deductible savings.
Among the shortest wait periods with most claims processed within 10 days.
Multichannel support options with caring, knowledgeable representatives.
Trusted benefits partner with more than 100+ years of experience.
What does it cover?
Accidental injuries
Illnesses
Exam fees
Surgeries
Medications
Ultrasounds
Hospital stays
X-rays and diagnostic tests
Pre-existing conditions may not be covered.
The coverage also includes
Hip dysplasia
Hereditary conditions
Congenital conditions
Chronic conditions
Alternative therapies
Holistic care
and much more!
Plan Highlights
Flexibility to select various levels of coverage, including a routine wellness care rider option, while also providing among the shortest wait periods for accident and illness coverage.
($1,000-Unlimited) - Levels of Coverage.
($0-$2,500) - Deductible Options.
(65%-100%) - Various reimbursement percentages.
Select the coverage that’s best for you and your pet and enroll.
Download the mobile app.
Take your pet to the vet.
Pay the bill.
Receive reimbursement1 by check or direct deposit if the claim expense is covered under the policy— most claims are processed within 10 days.
Send the bill and your claim for reimbursement via the mobile app, online portal, email, fax or mail.
Option to use if the app is not available or live.
Select the coverage that’s best for you and your pet and enroll.
Take your pet to the vet.
Send the bill and your claim for reimbursement via our online portal, text, email, fax or mail.
Pay the bill.
Receive reimbursement by check or direct deposit if the claim expense is covered under the policy— most claims are processed within 10 days.
Need help along the way?
Experienced, passionate pet advocates are available online or over the phone to assist with any questions you may have.
Hours:
Monday - Friday: 8:00am – 9:00pm
Saturday - Sunday: 10:00am – 7:00pm
Additional Plan Features
Wellness Care Rider
Want additional coverage for routine exams, vaccinations and prescription medications? You can add a wellness care rider to your plan for these expenses.
Coverage includes:
- Annual vet exams.
- Routine tests or screens.
- Vaccines.
- Teeth cleaning or polishing.
- Microchipping.
- Preventative treatment for parasites such as fleas and heartworms.
- Spay and neutering.
- Behavior training.
Family Plan
MetLife also provides the unique feature of a Family Plan. In a Family Plan, a policyholder is able to enroll up to three pets onto the same policy such that they share the same annual limits and coverage on the single policy. This feature is limited to pets under the age of 10 and allows policyholders more flexibility when considering enrolling multiple pets.
